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The Bank shall have the proper to verify the credit standing of the applicant for the card/or examine standing of the Cardholder at any times as and when the Bank deems fit regardless of him/her. The Bank will immediately comply with disclosure of knowledge to any authority beneath any legislation. The Priority Pass card isn’t a cost card nor it’s a proof of creditworthiness and makes an attempt to use it as such may constitute fraud. Fees and charges might apply on the usage of Priority Pass. If the cardholder misses to pay 4 consecutive EMI payments, the total amount might be once more transformed into outstanding with regular interest rate.
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Cash-limit forms a subset of the Cardholder’s Credit Limit/Purchase Limit. “Card Account” means the account opened within the name of the Cardholder and maintained by BRAC Bank Limited for the aim of utilization of the Credit Card as per the phrases and circumstances contained herein. BRAC Bank Credit Card Terms and Conditions 1. Definitions & Interpretation “Applicant” means one that has/have utilized for a Card to BRAC Bank Limited. Still have you ever a question then be happy to ask by remark.
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The Cardholder shall at all times ensure that the Card is kept in a secure place and can train each potential care to prevent the Card from being misplaced or stolen. “Security” means the lien of any account/Fixed Deposit/Financial Instrument towards which the cardboard is issued . “Payment Due Date” means the date specified in the Statement of Account, by which date, fee of the Total Payment Due or the Current Balance or any part thereof or no less than the Minimum Amount Due is to be made to the Bank. “Guarantee” means lien of any account/Fixed Deposit/financial instrument in opposition to the issued Credit Card limit. “Current Balance” means the whole debit stability which shall be debited to the Card Account excellent on the Card Account payable to the Bank according to the Bank’s information on the date the Statement of Account is issued. “Cash-Limit” means the maximum amount of money or equivalent of money as defined or prescribed by BRAC Bank Limited, that the Credit Cardholder can use his/her Card Account.
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E. Charges in Foreign Currency In respect of Cards aside from internationally legitimate Cards, BRAC Bank is not going to be bound to take cognizance of, and won’t be liable in any manner in any way in respect of any charges that are incurred in international currency. Without prejudice to the aforesaid, any cost of such Charges made by BRAC Bank will be with full recourse to the Cardholder, and will not be thought of as absolving the Cardholder of any liability in relation to incurring of such expenses or payments thereof by BRAC Bank. BRAC Bank shall be fully indemnified and held harmless in opposition to all consequences of such funds, by the Cardholder. A delayed or amended charge shall be processed to the Card Account within ninety calendar days of the transaction date of the related transaction.
All statutory taxes, service tax, VAT, all other imposts, duties and taxes as may be levied every so often by the Government or different authority in respect of or in reference to the Card. The cash advance charge and finance cost are non-refundable. The Bank at its sole discretion may reverse the partial or full quantity. “Minimum Amount Due” means the minimum quantity specified by the Bank in statement which if paid by the Payment Due Date will stop any late payment charge.
Payments made by the cheques drawn on a location the place the Bank does not have a branch shall be subject to a processing and dealing with payment as determined by the Bank from time to time. “Late Payment Fee” means a cost relevant in case of the Cardholder’s failure to pay at least minimal amount due throughout the Payment Due Date. “Insurance Company” means insurance coverage firm as may be decided by BRAC Bank Limited, from time to time.
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A cheque deposit shall be acceptable for collection and the proceeds shall not be available until the cheque has been cleared and the proceeds paid to the Bank. Any cash deposits may only be thought to be having been acquired by the Bank upon crediting the same to the Card Account. The Cardholder agrees to pay the Bank upon the request of the Bank an annual payment as prescribed by the Bank for the cardboard and an annual fee prescribed by the Bank for every Supplementary Card.
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