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Such instructions can’t be withdrawn /cancelled besides with the written consent of BRAC Bank. Both Local and International (up to $300) e-commerce transaction will automatically be enabled for the credit score cardholders. Cardholder can disable the e-commerce transaction anytime by calling BRAC Bank Call Centre.
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All transactions authorized by the supplementary cardholder previous to the date the supplementary card is obtained by the Bank, are valid and handled as binding upon the primary cardholder and are the liability of the first cardholder. The Bank shall deliver a Statement of Account to the Cardholder every month or at such other common intervals as deemed match by the Bank. If the Cardholder does not obtain the Statement of Account for the actual Statement Period, s/he should notify the Bank inside 7 days of the statement date and request a replica of the Statement of Account for the Particular Statement interval. Non-receipt of Statement of Account shall not be construed by the Cardholder to be adequate for non-payment of dues in time. The Bank can’t be held responsible for non-receipt of assertion as a result of unforeseen circumstances and circumstances outdoors the Bank’s control.
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Use of the Card at any ATM of the Bank or some other financial institution or institution with whom the Bank has an Agreement for using the ATM of the mentioned bank or institution during which case advance will be additional topic to the relevant day by day withdrawal restrict of the ATM. BRAC Bank Limited reserves absolutely the discretion and liberty to decline or honor the authorization requests on the Card without assigning any purpose. In sure instances, topic to its sole discretion, BRAC Bank Limited could require the Cardholder to contact the Bank’s 24-hour Call Center to authenticate the transaction before approving it and charging it to the Card Account. “Terms and Conditions” means the terms and situations set out herein and/or as could additionally be stipulated by BRAC Bank Limited once in a while, as amended. “Cash Advance” means any quantity obtained by means of the Card, the Card quantity or the PIN or in any manner authorized by the Cardholder from the Bank or some other bank or financial establishment for debit to the Card Account. “Card” means the Credit Card issued by the BRAC Bank Limited on the idea of application made by the Cardholder underneath the name of VISA, MasterCard or JCB and also consists of Primary, Supplementary/Additional and Replacement/Re-issued Cards.
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A cheque deposit shall be acceptable for collection and the proceeds shall not be out there until the cheque has been cleared and the proceeds paid to the Bank. Any money deposits might solely be regarded as having been obtained by the Bank upon crediting the same to the Card Account. The Cardholder agrees to pay the Bank upon the request of the Bank an annual payment as prescribed by the Bank for the card and an annual charge prescribed by the Bank for every Supplementary Card.
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E. Charges in Foreign Currency In respect of Cards apart from internationally legitimate Cards, BRAC Bank won’t be bound to take cognizance of, and will not be liable in any method in any respect in respect of any charges which are incurred in overseas foreign money. Without prejudice to the aforesaid, any cost of such Charges made by BRAC Bank might be with full recourse to the Cardholder, and will not be considered as absolving the Cardholder of any legal responsibility in relation to incurring of such charges or payments thereof by BRAC Bank. BRAC Bank shall be totally indemnified and held innocent in opposition to all consequences of such funds, by the Cardholder. A delayed or amended charge shall be processed to the Card Account inside 90 calendar days of the transaction date of the associated transaction.
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All statutory taxes, service tax, VAT, all different imposts, duties and taxes as could additionally be levied from time to time by the Government or other authority in respect of or in connection with the Card. The cash advance payment and finance cost are non-refundable. The Bank at its sole discretion could reverse the partial or full amount. “Minimum Amount Due” means the minimum amount specified by the Bank in statement which if paid by the Payment Due Date will prevent any late payment charge.
If the agreed supply date of the online purchase is beyond one hundred twenty days; BRAC Bank won’t be held liable to entertain any criticism concerning non-delivery of that product/service. When presenting the Priority Pass card on entering the lounge, lounge workers will take an imprint of the card and concern a ‘Record of Visit’ voucher to the cardholder or make a log entry. Some lounges have digital card readers, which will take the cardholder’s element off the magnetic strip on the reverse side of the Priority Pass card. Where applicable, the cardholder must signal the ‘Record of Visit’ voucher, which may also reflect the precise number of accompanying guests, if any, however does not present any per individual per go to charge. In the occasion of any amount charged against Priority Pass Lounge visits, which is due and payable by the client, the client shall be liable to make the cost to the Bank no matter whether the card has been closed for any reason in any way.
“Schedule of Charges” means the listing of charges applicable for the services supplied on the Card. These expenses are topic to adjustments at the sole discretion of BRAC Bank Limited. However, such changes in costs may be made solely with prospective impact giving prior discover of 30 days to the Cardholder. “Electronic Banking Terminal” means any licensed terminal or device during which Card and/or PIN can be utilized. This includes ATM, Point of Sale terminal or e-Commerce by way of which Card transactions may be carried out or another licensed terminal or system connected to BRAC Bank digital banking system once in a while.